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If you or your loved one is looking for an addiction treatment center in the United States of America, a common concern that occurs for you is how to pay for it. When compared to outpatient treatment, inpatient treatment may be more expensive because it provides a residential environment and around-the-clock care. So the inpatient rehab can be a more powerful type of treatment for addiction.
The cost of addiction treatment may stop you to visit the rehabilitation center. Nevertheless, many insurance firms cover drug or alcohol addiction treatment under mental health services. An insurance plan through Health Alliance may offer significant coverage for substance abuse treatment centers.
About Health Alliance
Health Alliance offers programs for a wide range of groups, including families, employer-sponsored plans, individuals, and state employee programs. All of these program types offer substance abuse treatment coverage, but associated out-of-pocket expenses will differ according to your needs.
Health Alliance Insurance offers three types of insurance policies. These include:
- Health Maintenance Organization (HMO): Affordable policies that ask members to practice associating with providers
- Preferred Provider Organization (PPO): These programs provide huge flexibility in picking up your providers.
- Point of Service (POS): This program is mixed with both Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) structures to offer more incentives for choosing in-network and give flexibility to picking a provider.
Where Can Health Alliance Coverage Be Used?
If you are the policyholder of the health alliance, then your insurance will be covered in the below-mentioned states.
- Illinois
- Iowa
- Ohio
- Washington
- Indiana
Addiction Treatment Services Covered By Health Alliance Insurance
People may often ask “Does Health Alliance Coverage pay for addiction treatment?”. Another inquiry frequently requested is, “Will Health Alliance rehab coverage pay the full amount of substance abuse treatment program?” The answer is it may provide a plan which will assist you to cover the price of rehab and other kinds of substance treatment services. Some policies may cover the expense of the following treatments:
- Medically monitored detox
- Inpatient rehab centers
- Outpatient rehab programs
- Mental health counseling
- Prescription medications
- Recovery coaching
- Family therapy sessions
What Are The Common Questions About Health Alliance Addiction Treatment Coverage?
- What is my out-of-pocket cost?
- What lengths of stay do my benefits cover?
- Does my policy pay for therapeutic detoxification?
- Do my coverage support prescription medicine and medication-assisted treatment expenses?
- What types of outpatient and inpatient treatment does my policy cover?
- Does my program need a list of copays?
- Is a medical referral required before endeavoring treatment?
Find A Way To Recovery
You may or may not qualify for Health Alliance rehab coverage but we always want you to help by finding the right kind of treatment programs and solve your addiction problems with the help of insurance coverage you are eligible for. So hurry up! Now it’s time to Contact addictionaide for quick verification of your insurance benefits. We are always here to answer your questions regarding your coverage and addiction treatment program.
Resources:
https://www.healthalliance.org/media/Resources/mkt-HMOplansbklt-2018.pdf
https://www.healthalliance.org/media/Resources/mkt-PPOplansbklt-2018.pdf
https://www.healthalliance.org/media/Resources/mkt-POSplansbklt-2018.pdf
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